Posted on: 05/03/2019
you are buying a new home or you already have one, the thought about insuring
it has likely crossed your mind many times. The truth is that all our property,
health and life are exposed to dangers. And insurance could be the precaution
that helps you restore the original peace and comfort. But do you really need
it? Is it a real help and not an undue expense? We are unwilling to admit that
there are dangers that could turn our lives around, but no matter if we think
about these, they are there and we have no control over them.
are the benefits from insuring your home?
The security you
provide for yourselves is the first thing that you receive after insuring your
home – now that you are insured you know you have protected your castle.
Even the most basic insurance can
protect your home against any kind of danger – natural disasters such as storm,
hurricane, hail, torrential rain, damages from falling trees and branches,
lightning strike, fire, explosion, flooding, third-party malicious actions,
vandalism, theft, short circuit and other like adverse situations.
of property insurance is one of the main reasons to tip the balance in favor of
its materialization. Naturally, this depends on several factors – what is the
age of the dwelling, what floor is it on, what is the building type and construction
density, in which seismic zone of Bulgaria is it. The country is divided into
four earthquake zones, and depending on whether the region where the estate is
located has high seismicity the insurance price varies as well.
reality, you can conclude your insurance fast and easy – it only takes a
few minutes. It does not require a multitude of documents, viewings or long
The compensation you
receive depends on the extent of the damage or loss sustained, but in any case
up to the limit of liability. We recommend that you insure your home for the
amount that corresponds with the actual value of your property, because you pay
a lower premium for a lower insured amount, risking however to suffer losses if
a large portion of the damage extent remains for your account.
Your home is likely one of your most valuable possessions and this is a
good reason to provide for it preventively. We believe it is true to say that
insurance is the best investment you make and never use. It will ensure your
security, safety and financial stability.