Galardo Real Estate, together with its insurance partners Assure.Next and Allianz Bulgaria, offers you exclusive professional assistance and expert solutions in the field of insurance.
Our Insurance Services business unit provides professional assistance and expert consultations to all our clients, offering comprehensive insurance solutions tailored to the needs of both individual and corporate clients – from property and motor insurance to customized business insurance solutions, including life, accident, health, liability, pension insurance, and travel insurance abroad.
Our primary objective as a real estate company is to protect you and your property against unforeseen events beyond your control.
You can rely on our expertise and experience, which have taught us how to respond effectively and provide the right solutions in every situation.
A key priority is to ensure that the properties we serve – including apartments, houses, office spaces, commercial buildings, retail units, restaurants, hotels, industrial facilities, and other types of real estate – are protected with high-quality insurance solutions offering maximum value and security for property owners, tenants, and landlords through comprehensive property and liability insurance coverage.
What does Property Insurance cover?
The insured assets include:
- Immovable and/or movable property (furniture, electrical appliances, additional equipment, and interior elements);
- Civil liability of the insured person and members of their household;
- Natural disasters, including earthquakes.
Property Insurance covers the following key risks:
- Fire, lightning strike, explosion, and implosion within the property;
- Third-party liability, including damages caused by flooding, fire, or other incidents affecting neighboring properties;
- Home assistance services (cashless repair of damages);
- Leakage from pipelines and water installations;
- Broken glass and glass panels;
- Damages caused by accumulated snow and freezing;
- Theft and burglary;
- Short circuits and electrical surges;
- Malicious acts by third parties, including arson and vandalism;
- Earthquake.
What does Tenant Liability Insurance cover?
Tenant Liability Insurance is an effective solution for protecting the interests of both landlords and tenants, providing peace of mind throughout the period of occupancy.
The coverage includes property and non-property damages resulting from bodily injury or damage to third-party property, provided that they occur during the insurance coverage period as a result of everyday life risks.
Examples include:
- Causing a fire or accidental damage within the property;
- Flooding of the rented property or neighboring premises;
- Damage to or loss of interior items and electrical appliances;
- Damages caused by short circuits, electrical surges, and other unforeseen incidents.
For professional consultation and tailored insurance solutions, our Insurance Department is at your disposal:
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